What you need to know

Additional Information

What are FICO® Scores?

A FICO® Score is a three-digit number that summarizes your credit risk based on your credit file at one of the three major consumer bureaus at a particular point in time. FICO® Scores are used in 90% of lending decisions. FICO® Scores help lenders evaluate credit risk and can influence the credit that's available and the terms, such as interest rate, that lenders offer.

Does my FICO® Score change every month?

Each time we provide your FICO® Score, it's based on the information in your TransUnion® credit report at that point in time. As the information in your credit report changes, your FICO® Score may also change and we provide it monthly so you can view it over time in the FICO® Score History Chart.

Can I view my FICO® Score more than once a month?

Yes, though your FICO® Score is only updated monthly.

How do I access my FICO® Score?

If you’re a Yesu2can Financial Consulting Group® customer with a membership, you can sign in using your assigned membership ID from your desktop or mobile device to view your FICO® Score.

Will receiving my FICO® Score each month impact my credit score?

No. Viewing your FICO® Score from Online Banking will not impact your score.

How do I improve the health of my credit?

Your FICO® Score considers both positive and negative information in your credit report. Good credit habits like always paying bills on time, keeping balances low, and only opening new credit cards when you need them can all have a positive effect on your financial health.

*This content provided by FICO® and TransUnion® 

Terms of Membership Program in Service Agreement

Learn More

No matter your credit situation, our service levels are designed to help you take the best possible action.  Looking to learn more, fill out the contact form and a customer representative will contact you within 24 hours.

Find out more

Know more than your FICO® Score

We think it's important that you have access to tools that help you understand your credit. That's why we're providing a monthly FICO® Score from TransUnion® for free to eligible customers with a membership.

Not a Yesu2can Financial Consulting Group® customer?  Learn more by calling us, (800) 674.9402.

Get your FICO® Score monthly without negatively impacting your credit score

  • See key factors that are impacting your score
  • Track your recent scores month-to-month and compare them to national averages
  • Learn about credit and strategies for keeping credit healthy with  Yesu2can Financial Consulting Group®  

How It Works

Step 1

Complete the Confidential Questionnaire

It is important that the information you provide be as accurate as possible.  Therefore, please allow sufficient time to complete the questionnaire. You may find it helpful to have certain items on hand, such as

  • Recent Paystubs
  • Savings and Investment Account Statements
  • Company Benefit Statements
  • Life Insurance Policies
  • Education Savings Statements
  • Financial Aid and Tuition Amounts
  • Mortgage Documents
  • Loan and Credit Card Statements
  • Credit Report

Step 2

Obtain  Credit Reports And Implement Your Credit Needs Analysis

We help you obtain and review your credit reports from the three major credit bureaus: TransUnion, Experian and Equifax — completing a full credit breakdown.  A comprehensive score analysis will let you know exactly what's impacting your credit report, and how.  

Step 3


Direct appropriate correspondence to your creditors and the credit bureaus. Your credit report items are carefully triaged and matched with just the right credit repair strategies as applicable to your case.  

Step 4

Follow-up and Escalation 

Draw upon  Yesu2can Financial Consulting Group®  17+ years of experience to work with you on which federal statutes to leverage in order to defend your case. Be sure to send us any responses you may receive from the credit bureaus or creditors. You can track your case and monitor your results 24/7 with our easy to use website and mobile app. 

Step 5

Want to work with Yesu2can Financial Consulting Group®  to take a deeper look into your financial situation?  

Get Started



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