National Mentoring Month is a campaign held eachJanuary to promote youth mentoring in the United States. It was inaugurated in 2002, and is spearheaded by the Harvard School of Public Health, MENTOR, and the Corporation for National and Community Service.
What are FICO® Scores?
A FICO® Score is a three-digit number that summarizes your credit risk based on your credit file at one of the three major consumer bureaus at a particular point in time. FICO® Scores are used in 90% of lending decisions. FICO® Scores help lenders evaluate credit risk and can influence the credit that's available and the terms, such as interest rate, that lenders offer.
Does my FICO® Score change every month?
Each time we provide your FICO® Score, it's based on the information in your TransUnion® credit report at that point in time. As the information in your credit report changes, your FICO® Score may also change and we provide it monthly so you can view it over time in the FICO® Score History Chart.
Can I view my FICO® Score more than once a month?
Yes, though your FICO® Score is only updated monthly.
How do I access my FICO® Score?
If you’re a Yesu2can Financial Consulting Group® customer with a membership, you can sign in using your assigned membership ID from your desktop or mobile device to view your FICO® Score.
Will receiving my FICO® Score each month impact my credit score?
No. Viewing your FICO® Score from Online Banking will not impact your score.
How do I improve the health of my credit?
Your FICO® Score considers both positive and negative information in your credit report. Good credit habits like always paying bills on time, keeping balances low, and only opening new credit cards when you need them can all have a positive effect on your financial health.
Terms of Membership Program in Service Agreement
From paying off debt to increasing savings, Yesu2can Financial Consulting Group® is empowering people, businesses and communities by helping them understand, manage and build credit while becoming financially independent.
We think it's important that you have access to tools that help you understand your credit. That's why we're providing a monthly FICO® Score from TransUnion® for free to eligible customers with a membership.
Complete the Confidential Questionnaire
It is important that the information you provide be as accurate as possible. Therefore, please allow sufficient time to complete the questionnaire. You may find it helpful to have certain items on hand, such as
Obtain Credit Reports And Implement Your Credit Needs Analysis
We help you obtain and review your credit reports from the three major credit bureaus: TransUnion, Experian and Equifax — completing a full credit breakdown. A comprehensive score analysis will let you know exactly what's impacting your credit report, and how.
Direct appropriate correspondence to your creditors and the credit bureaus. Your credit report items are carefully triaged and matched with just the right credit repair strategies as applicable to your case.
Follow-up and Escalation
Draw upon Yesu2can Financial Consulting Group® 17+ years of experience to work with you on which federal statutes to leverage in order to defend your case. Be sure to send us any responses you may receive from the credit bureaus or creditors. You can track your case and monitor your results 24/7 with our easy to use website and mobile app.
If you’re not disciplined enough to create a budget and stick to it, to work out a repayment plan with your creditors, or to keep track of your mounting bills, you might consider contacting Yesu2can Financial Consulting Group® to take a deeper look into your financial situation.
Yesu2can Financial Consulting Group® offers small-business professionals like you an easy and economical way to build business credit.
You may think that business credit has limited application for your business—that it matters only when you're trying to secure financing. In reality, business credit is a powerful tool that can help you save money, establish valuable commercial relationships, and, ultimately, grow your business.
That said, business credit may not be easy to understand, and establishing it can be difficult. Yesu2can Financial Consulting Group® can provide clear, concise advice on how to develop business credit that works harder for your business over the long haul.
It’s important to maintain a business credit profile that is distinctly separate from your personal credit profile.
Building separation between the two can help your business develop the credibility that matters to banks, suppliers, and other creditors, according to Weltman. A business credit profile that includes multiple, positive reports from financial institutions, vendors, utilities, telephone accounts, lessors, and other operational credit accounts in your company’s name shows that your business pays its creditors in a timely manner. Maintianing separation can also protect your personal credit profile should a financial mishap occur in the company, and, conversely, can help insulate your business from anything that might have an adverse affect on your personal credit.
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